Installment Payment

ESTO installment is an innovative payment solution that helps create a payment schedule based on the period you choose.

The solution makes a real-time decision and enables you to complete your purchase in less than 60 seconds.

Choose the suitable product or service, let us know you want to pay via ESTO installment, and then confirm your order.
When confirming the purchase, select the preferred period, monthly payment amount, and sign digitally using your ID-card, Smart-ID, or Mobile-ID.

  • All citizens of the Republic of Estonia aged 18 to 70 can apply.
  • It is also possible to conveniently and quickly apply as a legal entity.
  • ESTO installment is offered and managed by ESTO AS.

ATTENTION! Every installment is a financial obligation. Before signing an installment agreement, review the terms and conditions and consult a specialist if necessary.